Every other payment tool was designed for splitting bills or shopping. TipMe was designed from scratch for tipping. The difference shows.
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No borders, no barriers
A Japanese tourist, a British skier, an American cruise passenger. They all pay instantly with their own card or wallet. TipMe accepts 135+ currencies and payment methods from every country.
vs. Tikkie, Swish, Bizum: Dutch/local bank required
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Zero friction for payers
No app to download. No account to create. No phone number to share. Scan the QR, pick an amount, tap to pay. Done in 10 seconds, even for first-time users.
vs. Tikkie: requires iDEAL and Dutch bank
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Psychologically right
Tikkie and equivalents ask for a specific amount, which feels like a demand. TipMe puts the choice in the payer's hands. That is how tipping works: voluntary, warm, on the payer's terms.
vs. payment requests: awkward and transactional
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Privacy built in
Payers never see your IBAN, last name, or personal details. Recipients never see who paid. Money flows securely through Stripe, Europe's most trusted payment infrastructure.
vs. bank transfers: IBAN fully exposed
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Pay only when you earn
No monthly fee. No setup cost. No hardware. Just €0.15 + 1% per tip received. If you earn nothing, you pay nothing. Completely aligned incentives.
vs. POS terminals: monthly rental + per-transaction fees
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IBAN direct, same day
Tips go directly to your EU bank account via SEPA Instant. Not to a wallet, not to a platform that holds your money. Your earnings, your bank, your control.
vs. PayPal, Venmo: platform wallets with withdrawal delays